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Brad Lynch
RMLO NMLS 206799
c: (469) 450-2723
o: (972) 537-0665
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700 State Highway 121 Bypass, Suite 150
Lewisville, TX 75067
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Premier Nationwide Lending Protects Home Buyers From Rising Interest Rates

08/26/2013

Premier Nationwide Lending introduces a new program designed to allow home buyers to lock in an interest rate while shopping for a home.

Flower Mound, TX – Premier Nationwide Lending (PNL) is proud to roll out the “Lock and Shop” program through its retail origination channel.

“There is no question mortgage rates are increasing,” said Corey Kirkpatrick, Divisional VP - Production of Premier Nationwide Lending. “With the ‘Lock and Shop’ program, we will credit approve a home buyer and lock in their interest rate before they find the property they want to call ‘Home.’ We created this program with the consumer in mind. The home buying process is stressful. However, we don’t feel it should be. Let us take the stress away.”

With the “Lock and Shop” program from PNL, if rates go up, the borrower is protected. If mortgage rates decrease, the home buyer will have an option to “float down” to the lower rates.

Shane Campbell, National Sales Manager, is excited about this new program for home buyers and the positive impact it will have on the company’s growth. “Our licensed mortgage professionals are thrilled to offer this program to their clients. The threat of increasing interest rates stripping away a borrower’s loan approval is removed from the equation. This means less fallout and a greater opportunity to deliver excellent service to our borrowers and referral partners. In addition, loan professionals want to work for a company that offers these types of innovative programs. Prospective employees are drawn to the ability to offer the ‘Lock and Shop’ program.”

PNL will showcase the “Lock and Shop” program at the Texas Association of REALTORS Convention in September. “Our REALTOR partners want to work with a mortgage company that will fully credit approve a home buyer and lock in their interest rate before they begin touring homes. This makes for a much smoother process for real estate professionals as well,” Campbell added.

Premier Nationwide Lending is a privately owned Texas mortgage lender. 80% of the residential mortgage loans funded by Premier are for purchases. As a division of NTFN, INC., PNL operates retail, wholesale and correspondent origination channels. Sponsor NTFN Inc., NMLS #75333

Residential Mortgage Loan Originators

Brad Lynch started as a loan officer in 2002 helping the families of Dallas and North Texas area find the right financing for their needs, whether purchase or refinance. After working during the times of subprime mortgage and seeing the industry begin to change, Brad began to consciously change the way he did business to keep up with the changes that were taking place within the industry. During the years of 2008 and 2009, Brad and his business partners converted from the traditional Broker style of business to the new “evolved broker” that is become the most popular platform of loan origination in the industry outside of local retail banks. After making a couple stops to gather experience in the new styles of mortgage origination during those years, Brad settled at Premier Nationwide Lending in 2010, and has called that home since.


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